We're building LanovaPay so the world's largest mass-migration generation can send money home without losing their dignity.
Connecting Lives. Across Miles.
For millions of people, sending money isn't just finance — it's school fees, medical bills, and putting food on the table. We founded LanovaPay to ensure more of your money reaches where it's needed most.
More than just a transaction.
The global remittance industry moves $800 billion annually — yet senders still face hidden fees, poor exchange rates, and slow delivery. The UK's 9 million diaspora residents send billions home each year, and too much of that money is lost to markups and inefficiencies.
We started LanovaPay because we've lived this problem. We've stood in those queues, been burned by those hidden fees, and watched helplessly as rates changed between clicking "send" and the money arriving.
By leveraging modern technology — open banking, real-time payment rails, and digital identity verification — we're stripping away the legacy inefficiencies to build something better.
Based in London
Level 39, One Canada Square
Canary Wharf, London E14 5AB
At the pulse of global finance — and 10 minutes from the communities we serve.
Three things we'll never compromise on.
We show you the margin. In percent.
We publish our 0.4% FX margin because you deserve to know how we make money. The rate you see is the rate you get.
Your money sits at a UK bank.
Customer funds are safeguarded in a ring-fenced account at a UK bank — separate from our operating funds. Always.
Arrives in minutes. Not days.
Express transfers via mobile wallets arrive in minutes. Even standard bank transfers clear in 1-2 business days.
Meet Our Founder
Chandra Tandan
Founder & Chairman
"Every family deserves to know exactly what they're paying and exactly what their loved ones will receive. That's not a feature — it's a right. We built LanovaPay to make that right a reality."
Doing things the right way.
We believe in earning trust, not borrowing it.
Company Incorporated
Lanova Pay Ltd registered in England & Wales (No. 15855855)
ICO Registration
Registered with the Information Commissioner's Office (ZB901334)
FCA Authorisation
Application submitted. Firm Reference Number: 936012. Awaiting review.
Live Service
Launch subject to FCA approval. Building while we wait.